ANALISIS FAKTOR EMOSIONAL DAN RASIONAL DALAM KEPUTUSAN PEMBIAYAAN PERUSAHAAN MELALUI BANK SYARI’AH DI JAWA TENGAH

Abstract

The aim of the research is to analyze empirically about emotional and rational factors that influencing
entrepreneurs attitude to taking of decision to funding by syari’ah bank in round of Jawa Tengah. The
axamination of hypotesis conducted by 192 responders. There are the directors or the company head who has
authority in making financial decision. The method is used in examination of this hypotesis is linear regresion to
test thee independent variables influence to dependent variable.
The result of research indicates that result of F count equal to 19.275 at level of significancy 0.000.
While each independent variables have own significancy level of emotional (religiousity) significance 0.857
accepted at trust boundary 0.10, rational (understanding about financial mechanism of syari’ah bank
significance 0.013 accepted at trust boundary 0.05, and taking decision funding by syari’ah bank significance
0.001 accepted at trust boundary 0.001.