ANALISIS PENGARUH DANA PIHAK KETIGA, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO DAN INFLASI TERHADAP VOLUME PEMBIAYAAN MURABAHAH

Abstract

This study aims to determine the effect of Third Party Funds (DPK), Non
Performing Financing (NPF), Financing to Deposit Ratio (FDR), Capital
Adequacy Ratio (CAR), and inflation simultaneously or partially on Murabahah
Financing Volume.
The independent variables used in this study are Third Party Funds (DPK),
Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Capital
Adequacy Ratio (CAR), and Inflation. The population used in this study is Islamic
Commercial Banks in Indonesia for the period 2015-2019. The sample used in this
study were 12 Islamic commercial banks, with a purposive sampling method so that
52 research data were obtained. This study uses secondary data obtained from the
annual reports of each bank. The data analysis method used is multiple linear
regression analysis using SPSS 21.
The results of this study indicate that partially the Third Party Fund (DPK)
and the Financing to Deposit Ratio (FDR) have a positive and significant effect on
Murabahah Financing Volume. Meanwhile, Non Performing Financing (NPF),
Capital Adequacy Ratio (CAR), and inflation have no effect on Murabahah
Financing Volume. Then simultaneously Third Party Funds (DPK), Non
Performing Financing (NPF), Financing to Deposit Ratio (FDR), Capital
Adequacy Ratio (CAR), and Inflation have an effect on Murabahah Financing
Volume.